Your home and valuables are obviously very dear to you. It is therefore a good idea that these can be properly insured during construction, at home and even outdoors. This applies to the most common risks, tailored to your personal preferences.

 

In addition to basic insurance, you can also opt for additional coverage. Are you curious which ones are useful for you? We are happy to advise you. As an independent advisor, we arrange the insurance that best suits your personal situation. This way you are well insured with an appropriate premium. Moreover, you know for sure that you do not have unnecessary insurance.

Home insurance

Insured from foundation to roof

It’s hard to think about your house being destroyed by a fire or a storm. Even on the downwind islands of Bonaire, Aruba, and Curaçao, the storm risk is substantial.

With home insurance, you will be protected against damage to your house caused by, among other things, lightning strikes, fire, storms and water damage.
Home insurance premiums are calculated based on the reinstatement value of your home. This is the amount that it would cost to rebuild your house. Most insurers calculate this value based on the square meterage of the house and the type of house.

Preventing underinsurance

It’s very important to ensure that the reinstatement value of your home insurance is calculated in the correct manner. It’s also very important to check the insured amount regularly to prevent problems like underinsurance. After all, you don’t want any sleepless nights wondering if you’re insured enough if you suffer any (covered) damage, because what you want is to be fully covered. We can help you find home insurance that fits you both in terms of premium and conditions, and we will compare and show you the various possibilities in a straightforward way.

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Household insurance

Don’t take any risks with the contents of your home

We are often unaware of all of the things in our house. The value of the contents of one’s own home is underestimated by many. Just take a look at the kinds of appliances, furniture, clothing, and collections you come across in your home.

Good household insurance will protect you against damage caused by fire, lightning strikes, theft, or water. However, it is very important that you calculate the value of your possessions once per year in order to prevent underinsurance.

Underinsurance

You can, of course, find household insurance for a good premium and extensive service. We can offer you a great solution.

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Valuables insurance

Your valuables, well insured

You enjoy playing piano and have one in your living room. You love art and have a special painting hanging above your chest of drawers. Valuable possessions that are often not covered by your household insurance.

Valuables insurance offers coverage for valuable items or collections, in case of damage, loss, or theft. Almost any type of damage is covered. Valuables that you can insure include: art, antiques, jewellery, musical instruments, photo, film, and video cameras, and diving equipment.

Also covered away from home

Valuables insurance is usually calculated per item and offers coverage for your valuables worldwide. Even if you take them out of your home.
Do you have valuables that need to be insured for a good premium and with extensive service? We can offer you a great solution.

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Liability insurance

You are going to build or renovate a house

Building or renovating your own home is an exciting project. However, things can go wrong. This could be a human error or, for example, a storm that damages the home being built. Even theft of building materials is covered. Did you know that home insurance often does not cover damage caused during building or renovating? You will need building insurance for this. It will cover damage caused to your house as well as damage that work on your house causes others. Even during the maintenance period.

The premium of the building insurance depends on a few factors, including:

  • The construction period
  • The (estimated) final value of the building

The terms and conditions or building insurance can be very varied amongst different insurers. It is very important to get good advice. We would be glad to help you with this.

Contact us

Building insurance

You are going to build or renovate a house

Building or renovating your own home is an exciting project. However, things can go wrong. This could be a human error or, for example, a storm that damages the home being built. Even theft of building materials is covered. Did you know that home insurance often does not cover damage caused during building or renovating? You will need building insurance for this. It will cover damage caused to your house as well as damage that work on your house causes others. Even during the maintenance period.

The premium of the building insurance depends on a few factors, including:

  • The construction period
  • The (estimated) final value of the building

The terms and conditions or building insurance can be very varied amongst different insurers. It is very important to get good advice. We would be glad to help you with this.

Insurances for Houses & Homes

Go directly to our damage page and fill in the contact form. Then we will help you as soon as possible.

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